Budgeting Links and Resources

Budgeting Links and Resources

 

 

Side Hustles

9 great side hustles to make you more money. Tips taken from NZCU Baywide https://nzcubaywide.co.nz/. If you’re looking for opportunities to supplement your regular job with extra income - whether you’re paying off debt or saving money - there are plenty of ‘side hustles’ out there that could be right for you.

CLICK HERE to view.

Teaching kids about money

The New Zealand Guide to teaching kids about money – tips taken from MoneyHub https://www.moneyhub.co.nz/teaching-kids-about-money.html. Whatever your situation, your children can master money and be successful in life. Our guide to money helps you make sense of what's important and makes teaching money habits fun.

CLICK HERE to view.

Saving on Power and Subscriptions

Check out this info sheet to help you improve your personal finances. Practical advice on saving money on your power and subscriptions.

CLICK HERE to view.

What is the Commerce Commission?

The Commerce Commission is New Zealand’s consumer watchdog enforcing the law to ensure businesses trade fairly and lend responsibly, including fair trading and consumer credit contracts laws.

CLICK HERE for important information regarding borrowing from the Commerce Commission. Contact our Budgeting Team today if you have any queries or need to discuss your options further.

12 Easy Ways to Save on Household Bills

Check out these ways to save on household bills – tips taken from Money Hub NZ www.moneyhub.co.nz

CLICK HERE to view.

Needs vs Wants

To quickly determine the difference between a want and need, think of a need being something required for survival. Needs are water for drinking, food to eat, clothing to keep you warm, and shelter to live in. On the other hand, a want is everything else. Wants are there to make life a little more enjoyable. List your needs vs wants on the worksheet provided, then compare actual “want” spending with the weekly, monthly and annual calculating table. It’s a shocker to see how much we can spend on coffee’s in a year!

CLICK HERE for Needs vs Wants worksheet.

CLICK HERE for weekly, monthly and yearly calculations.

 

 

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